HMBradley rewards you for how you spend and save - not by how many zeros are in your account. Start building the life you want with the financial platform designed to make personal finance truly rewarding.
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1 According to the FDIC’s National Rates for Interest Checking Accounts
2 Customers with HMBradley Deposit Accounts opened with New York Community Bank (NYCB) are eligible to earn the following annual percentage yields (APYs) in accordance with the Deposit Account Agreement & Disclosures (https://hmb.to/NYCB-DAAD)
APYs accurate as of 10/12/2022:
2.00% APY: Customers who open an HMBradley Deposit Account with NYCB will earn 2.00% APY.
3.60% APY: Customers who make a qualifying direct deposit of at least $500 per month to their NYCB deposit account and also maintain positive monthly cash flow (meaning that monthly deposits exceed monthly withdrawals, not including HMBradley Credit Card payments) will earn 3.00% APY in the following month.
4.20% APY: Customers who make a qualifying direct deposit of at least $500 per month to their NYCB deposit account, maintain positive monthly cash flow (meaning that monthly deposits exceed monthly withdrawals, not including HMBradley Credit Card payments), and also spend $500 per month on their HMBradley Credit Card will earn 4.20% APY in the following month.
Interest rates and APYs may change any time after the account is opened. We do not pay interest on account balances above $250,000. Any fees may reduce the APY earned on the account. A minimum deposit of $100 is required to open an account.
3 Cashback is only available on the HMBradley Everyday Credit Card. Terms and exclusions apply; see www.hmbradley.com/credit-card-terms for details. The HMBradley Credit Card is issued by MRV Banks pursuant to a license from Mastercard.